A graduate member of the Institute of Credit Management working in the commercial sector for 15 years, Vernon decided in 1995 to use his skills and knowledge to help the growing number of individuals finding themselves in financial difficulty. 

He began working as a debt advisor for a small local charity whilst studying part time for a Certificate in Higher Education in Money Management and Debt Counselling at the University of Sunderland.

In 2000 Vernon began working for the Citizens Advice Bureau (CAB) as a Money Advisor and soon became convinced that the reason so many people required help with their finances was largely due to the lack of financial knowledge.

He therefore embarked on developing basic money management courses, securing funding from the Coalfields Regeneration Trust. By 2002 Vernon became a full time financial educator, qualifying for a Certificate in Education in 2004.  In 2003 he set up the North West Financial Literacy Forum (now known as the North West Financial Capability Forum) as a vehicle for those involved in delivering financial education to network, share resources and best practice.  Vernon has been a consultant for Citizens Advice to support the replication of this model nationally with 13 other regional forums having been established to date.

The original forum now has over 100 members and has organised regional events and become a conduit for accessing opportunities to deliver financial inclusion training.

Vernon has been a regular expert panel member on Financial Education at the Citizens Advice National Conference as well as speaking at NIACE regional events.  He has also presented his work at HM Treasury and been involved in round table discussions regarding Financial Inclusion at Westminster.

Vernon is also an appointed Panel Member to hear appeals under the Consumer Credit Licensing (Appeals) Regulations and Estate Agents Prohibition Orders as part of the General Regulatory Chamber.

Vernon is also a member of the Musicians Union and a Member of the Institute for Learning.

Whilst working for CAB, Vernon piloted a financial capability drama project in partnership with the local college and realised the potential for using the creative arts to effectively teach financial education which is where Money ART began.

Since then he has also successfully used the arts to teach young people receiving a service from a national children’s charity, raising the financial competence and confidence of those attending with an engaging, interesting and relevant approach.

MoneyART - Money Management Courses using the Arts